Analisis Tingkat Literasi Keuangan Pada Dosen Universitas Telkom Tahun 2016

Nadya Nadya, Nadya Novandriani Karina Moeliono

Abstract


Financial literacy has a long-term goal for all segments of society, which is to increase literacy someone who previously less literate or not literate become well literate and increase the number of users of products and financial services. Targets for the creation of a society that financial literate is a Housewife, SMEs, Professionals, Students,  Student  Employees  and  Pensioners.  In  2016  the  focus  of  the  Financial  Services Authority (OJK) targets are employees including professors. This study was conducted to determine the level of professor’s  financial literacy at the Telkom University 2016 by using quantitative descriptive approach, with a proportionate stratified random sampling. The results showed that the level of professor’s  financial literacy at the Telkom University in 2016 is still in the low category with a percentage value of 53,1%.


Full Text:

PDF

References


Amadeu, J. R. (2009). A educação financeira e sua influência nas decisões de consumo e investimento: proposta de inserção da disciplina na matriz curricular. Dissertação de mestrado, Universidade do Oeste Paulista, São Paulo, SP, Brasil.

Atkinson, A., & Messy, F. (2012). Measuring financial literacy: results of the OECD / International Network on Financial Education (INFE) Pilot Study [Working Paper n. 15]. OECD Publishing. Retrieved on April 5, 2013, from http://dx.doi. org/10.1787/5k9csfs90fr4-en.

Bachrudin, Eko Arifful. (2016). Pengaruh Pengetahuan Keuangan dan Faktor Demografi Terhadap Perencanaan Keuangan Keluarga. Skripsi Jurusan Manajemen Sekolah Tinggi Ilmu Ekonomi Perbanas.

Byrne, A. (2007). Employee saving and investment decision and defined contribution pension plans : Survey evidence from the U.K. Financial Services Review 16.

Calamato, M. P. (2010). Learning financial literacy in the family. Unpublished master’s thesis. The Faculty of the Department of Sociology, San José State University.

Chen, Haiyang & Ronald P.Volpe. (1998). An Analysis of Personal Financial Literacy among College Students. Ohio: JAI Press Inc.

Ebiringa, O. T. dan E. O. Okorafor. 2010. Financial Literacy and Financial Decition Making Capacity: The Gender Balance Issue. Jounal of sustainable Development in Africa, 12 (7), 15-32

Edwards, R., Allen, M. W., & Hayhoe, C. R. (2007). Financial attitudes and family communication about students' finances: The role of sex differences. Communication Reports, 20(2), 90-100.

Foncesa, Raquel., Mullen, Kathleen. J., Zamarro, Gema., & Zissmpoulos, Julie. (2012). What Explain the Gender Gap in Financial Literacy? The Role of Household Decision Making. J Consum Aff. 2012 Spring; 46(1): 90–106.

Frankel, J. & Wallen, N. (1993). How to Design and evaluate research in education. (2nd ed). New York: McGraw-Hill Inc.

Garta.com. (2016, Oktober 20). Dosen Puluhan Perguruan Tinggi Bentuk Asosiasi Pengembangan Keuangan. Retrieved November 2016, from http://www.gatra.com/ekonomi/finansial/222795-asosiasi- sebagai-solusi-edukasi-literasi-dan-inklusi-keuangan

Huston S.J. (2010). Measuring Financial Literacy. The Journal of Consumer Affairs, Vol.44,0.2 P. 307-308.

Keown, Leslie Anne. 2011. The Financial Knowledge of Canadians. Component of Statistics Canada Ca- talogue, 11-008-X, 30–39.

Kim, J., & Garman, E. T. (2004). Financial stress, pay satisfaction and workplace performance. Compensation Benefits Review, 36(1), 69-76.

Luksander, Alexander., Bérer, Dániel., Huzdik, Katalin., & Németh, Erzsébet. (2014). Analysis of the Factors that Influence the Financial Literacy of Young People Studying in Higher Education. Public Finance Quarterly hlm 220-241.

Lusardi, A., & Mitchell, O. S. (2011). Financial literacy and retirement planning in the United States. Journal of Pension Economics and Finance, 10(4), 509-525.

Marbun, Eunike Maretta. (2016). Analisis Perbedaan Financial Literacy dan Financial Behavior Mahasiswa Baru Universitas Sumatera Utara Tahun 2016. Skripsi. Tidak diterbitkan.

Margaretha, Farah & Sari, Siti May. (2015). Faktor Penentu Tingkat Literasi Keuangan Para Pengguna Kartu Kredit di Indonesia. Jurnal Akuntansi & Investasi Vol. 16 no.2 Juli 2015. hlm 132-144.

McGraw Hill. (2014). https://www.spglobal.com/corporate-responsibility/global-financial-literacy-survey. Diakses pada 9 Oktober 2016.

Monticone, Chiara. (2011). Financial Literacy and Financial Advice Theory and Empirical Evidence. http://arno.uvt.nl/show.cgi?fid=115261. Diakses pada 10 Oktober 2016.

Nababan, D., & Sadalia, I. (2012). Analisis Personal Financial Literacy dan Financial Behaviour Mahasiswa S-1 Fakultas Ekonomi Universitas Sumatera Utara.

Nayebzadeh, Shahnaz., Taft, Marzieh Kalantari., & Sadrabadi, Mohammad Mir Mohammadi. (2013). The Study of University Professor Financial Literacy. International Journal of Academic Research in Accounting, Finance and Management Science. Vol. 3, No.3, July 2013, pp. 111 -117.

Organisation for-Economic Co-operation and Development. (2005). Increasing Financial Literacy. http://web.stie-mce.ac.id/2013/02/13/financial-literacy-harus-diperkenalkan-sejak-dini/ . Diakses pada 9 Oktober 2016.

Ponikvar, Nina. (2015). Financial Literacy of First-Year University Students: The Role of Education. International Journal of Management, Knowledge and Learning Vol. 4, Issue 2.

Potrich, Ani Caroline Grigion., Vieira, Kelmara Mendes., & Kirch, Guilherme. Determinants of Financial Literacy: Analysis of the Influence of Sosioeconomic and Demographic Variables. R. Cont. Fin. – USP, São Paulo, v. 26, n. 69, p. 362-377.

Research, R. M. (2003). Survey of adult financial literacy in Australia. ANZ Banking Group. Retrieved on April 16, 2013, from http:// www.anz.com/Documents/AU/Aboutanz/AN_5654.

Rohmah, A. N. (2014). Perbedaan Financial Literacy Mahasiswa Pelaku Usaha di Fakultas Ekonomi Universitas Negeri Yogyakarta

Berdasarkan Gender dan Kemampuan Kognitif. Skripsi. Universitas Negeri Yogyakarta.

Salleh, Ak Md Hasnol, 2015. Financial Literacy and Youth Entrepreneurship in South Africa. Emerald, 1, 164-182.

Scheresberg, Carlo de Bassa. (2013). Financial Literacy and Financial Behavior among Young Adults: Evidence and Implications. Vol. 6: Iss. 2, Article 5.

Sekita, S. (2011). Financial literacy and retirement planning in Japan. Journal of Pension Economics and Finance, 10(4), 637-656.

Setyawati, Irma dan Sugeng Suroso. (2016). Sharia Financial Literacy and Effect On Social Economic Factors (Survey on Lecturer in Indonesia). International Journal of Scientific & Technology Reasearch Vol. 5, Issue 02, February 2016.

Sinta, Tiara Christy. (2016). Analisis Financial Literacy pada mahasiswa Universitas Telkom Angkatan 2014. Skripsi. Universitas Telkom Jurusan Administrasi Bisnis.

Sugiyono. (2012). Memahami Penelitian Kualitatif . CV.Alfabeta, Bandung.

Taft, Marzieh Kalantarie., et.al. (2013). The Relation between Financial Literacy, Financial Wellbeing and Financial Concerns. International Journal of Business and Management Vol. 8, No. 11.

Tangerangrayaonline.com. (2016, Agustus 24). OJK Luncurkan Buku Seri Literasi Keuangan di UPH. Retrieved November 2016, from http://tangerangrayaonline.com/2016/08/24/ojk-luncurkan-buku-seri- literasi-keuangan-di-uph/

The Social Search. (2011). Adult Financial Literacy in Australia. ANZ Survey.

Widayati, Irin. (2012). Faktor-faktor yang Mempengaruhi Literasi Finansial Mahasiswa Fakultas Ekonomi dan Bisnis Universitas Brawijaya. Jurnal Akuntansi dan Pendidikan. Vol.01, No.01, pp:89-99.

www.sikapiuangmu.ojk.go.id (Diakses pada Bulan Oktober 2016)


Refbacks

  • There are currently no refbacks.


Creative Commons License
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.